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Life Settlements Defined:
A Life Settlement is the sale of a life insurance policy generating proceeds that greatly exceed the cash
surrender value. Policy ownership is changed and the new owner assumes premium payments.
Policies That Qualify
•Universal Life, Whole Life, Convertible Term, and Joint Survivorship Policies
•Insured is 70+
•Face amounts: $100,000 - 100,000,000+
•A moderate, or major change in the insured's health since policy issue
The Life Settlement market is seeing a significant increase in buyer activity. The number of buyers has
risen providing upward pressure on policy values. Now is a good time to look at selling an unneeded
or unwanted life insurance policy.