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A life settlement is simply the sale of an existing life insurance policy to a third party institutional

investor or life settlement provider. Large institutional investors are interested in buying insurance

policies from people who no longer need them. They do this to help diversify their investment portfolios.

Life settlement brokers act as the policy owner's selling agent, helping policy owners and financial

professionals secure the best offer while giving investors a centralized source for obtaining insurance

policies. Life settlement brokers, such as First Global Life Settlement , help policy owners and their

advisors reduce the settlement process to three simple steps:

1.Sell the life insurance policy,

2.Collect cash

3.Use the cash for current financial needs.

How Life Settlement Work